Student Loans

I just got my official student loan repayment schedule today. Let me tell you, it is not exciting. They have me paying loans for 20 years! I'm sorry, but I just really don't see that working for me. I'm definitely going to try to pay over the minimum due each month so that I can get it paid off faster. Also, the first payment is due by October 15. That's a whole month before I thought I'd have to pay! That 6 month grace period suddenly turned to 5. How nice of them. The good thing is that I consolidated in June before rates went up, so my loan is locked in at a fairly low rate. That will help in the long run. I'm just really not that excited about starting to pay this back...